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    Certificates of Deposit

    Offering safe savings at great rates

    Find the Certificate of Deposit that works best for you. Choose from a variety of plans to lock in special interest rates.
    Elderly man and woman

    eCD

    3.30

    %**†

    APY

    12-Month eCD
    Open Online Account

    3.40

    %**†

    APY

    24-Month eCD
    Open Online Account
    Disclosures Toggle disclaimers

    ** Annual Percentage Yield (APY) effective 6/15/26 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. You must open this account online. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $250,000 by the FDIC.

    Deposit must be drawn from a financial institution other than Finance Factors.

    Long Term CD Specials

    3.40

    %

    APY

    24-Month CD
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    3.50

    %

    APY

    36-Month CD
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    3.60

    %

    APY

    48-Month CD
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    Disclosures Toggle disclaimers

    Annual Percentage Yield (APY) effective 6/15/26 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $250,000 by the FDIC.

    Short Term CD Specials

    Visit any of our 13 branches to open one of our great rate CDs today!

    3.15

    %*†

    APY

    3-Month CD
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    3.20

    %*†

    APY

    6-Month CD
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    3.30

    %*†

    APY

    12-Month CD
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    Disclosures Toggle disclaimers

    * Annual Percentage Yield (APY) effective 6/15/26 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Deposits are insured up to $250,000 by the FDIC.

    Deposit must be drawn from a financial institution other than Finance Factors.

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