* A $200,000.00 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,231.43 based on a 30 Year Fixed Rate at 6.250% with 1.875 points and 6.576% APR.

** A $200,000.00 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,634.17 based on a 15 Year Fixed Rate at 5.500% with 1.750 points and 6.001% APR.

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $1,249,125 for Honolulu, Kauai and Hawaii counties and $1,299,500 for Maui and Kalawao counties. Rates effective 5/18/26 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.