Savings & CDs

Savings Accounts

The financial future you've always dreamed of starts with saving. Easily open an account with us online to get top-notch rates you won't find anywhere.

eSavings

$100 minimum opening deposit and balance
Opening deposit must be electronically transferred from a financial institution other than Finance Factors

Premier Savings

$100 minimum opening deposit and balance
Opening deposit must be drawn on a check from a financial institution other than Finance Factors
No checking account required
Visit any branch to open an account today!

Certificates of Deposit

Find the Certificate of Deposit that works best for you and lock in special interest rates.

Short & Long-term CDs

$1,000 minimum deposit
Deposit must come from another financial institution

The Savers Club

$25 minimum deposit to open account
Additional deposits allowed during term of the account
Interest is credited and compounded quarterly
Monthly statements provided of all transactions for the month

Retirement Accounts

Individual Retirement Accounts (IRAs) that match your unique needs.

Traditional IRA

A retirement account that features tax deductible contributions and tax-deferred savings for retirement (some restrictions apply).

Tax deductible contributions
Tax-deferred savings for retirement

Roth IRA

A retirement account that features after-tax contributions and tax-free earnings and distributions at retirement. Ideal for those who do not qualify for deductible contributions to a Traditional IRA account.

After-tax contributions
Tax-free earnings and distributions at retirement

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