30 or 15 Year Fixed Rate Mortgages

OUR GO-TO LOAN TO GET YOU HOME

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We get it. Homeownership means a lot to you. That’s why we do everything we can to make the mortgage loan process easy. We’re here to answer questions, give you the support you need, and get you the best deal possible. We’re problem solvers and forward-thinkers, but most of all we’re here to share your goals—and make them our own. Whether it’s your first home or you’re simply refinancing an existing mortgage, this loan gets you lower monthly payments, a fixed interest rate, and lets you get cash using the equity available in your home.

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30 Year Fixed Rate Mortgage

6.375

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15 Year Fixed Rate Mortgage

5.500

%**

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disclosures

*A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,247.74 based on a 30 Year Fixed Rate at 6.375% with 2.000 points and 6.717% APR.

**A $200,000 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 180 principal and interest monthly payments of $1,634.17 based on a 15 Year Fixed Rate at 5.500% with 1.875 points and 6.021% APR.

The payments shown above do not include taxes and insurance premiums, actual payment obligations will be greater. Advertised rates are based on a purchase transaction and available only to qualified owner-occupants of residential real estate located in the State of Hawaii. Maximum loan amount is $1,209,750. Rates effective 4/18/25 and are subject to change without notice. Other restrictions may apply. Additional rates and terms available.

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Having the following documents handy will help speed up the application process:

2 year's federal tax returns
2 year's W-2s
2 Most recent paystubs
2 months complete bank statements

Find a Loan Officer or get started online today!

Our online application has many convenient features to help walk you through the process and get your home loan details in order. Allowing the system to verify your details is the fastest, most accurate way to proceed - but you can always contact a loan officer for assistance.

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