With loan officers on every major island, we have helped Hawaii homeowners for over 70 years achieve their real estate goals.

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Real estate, home ownership, and financing are very important subjects in Hawaii and I've always treated my customers and clients with respect and dignity. No matter what stage in life you're in, we want to find the right financing solution for you. Finance Factors is a leader in all types of financing and I ask you to "try Finance Factors first". From First-Time homebuyers to seasoned investors with multiple properties, I provide the same high level of caring service to all.

My career in residential lending in Hawaii began right after graduating from the University of Hawaii in 1975. Since then, I’ve worked for many companies with local offices and have remained focused on helping the people of Hawaii. Having done loans in every neighborhood on Oahu as well as some loans on the neighbor islands, I know the Islands and the culture well. I still work with some of the Realtors I first met in the 1970's and early Eighties, and I consider them friends.

I attended James Campbell High School in Ewa Beach and am married with two grown daughters and two grandsons. When not returning phone calls and emails, I enjoy golfing, surfing, and spending time with my family.