As an expert in dealing with challenging loan situations, Finance Factors is ready to help your clients with any of their mortgage needs. If you are faced with a non-conforming property or a borrower that does not meet conforming underwriting guidelines, we have a variety of loan programs available. Our Business Development Managers are experts in finding ways to structure a challenging file that will get your borrowers into their dream property or allow them to pull cash out to meet their goals. Just call Finance Factors. We can help!

Lowest Rates

• Home Equity Line of Credit
• Jumbo Loans
• Gap Financing: ARM Loans

Construction

• ALT-Rehab
• Construction Loans
  • Construction Loan Checklist

Special Properties

• Land Loans
• Extreme Condition Property
• Condotel Loans
• Non-Conforming Properties

Special Underwriting

• Bridge Loans
• Debt Service Coverage Ratio Loans
• EZ Investor Loans — No tax returns required
  • EZ Investor Loan Checklist
• Foreign Investor Loans
  • Foreign Investor Questionnaire
• Multiple-Collateral Loans
• Non-Conforming Borrowers
• Underwriting Capabilities

Commercial Loans

Our loan financing programs for commercial properties are designed to assist you with those clients that want to purchase or refinance income properties. Call Finance Factors – we can help.

• Commercial Income Property Loans
• Multifamily Property Loans
• SBA 504 Loans