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Real Estate Loan Rates

Take a look at our current rates and terms effective Wednesday, March 10, 2010 subject to change without notice.

Other mortgage products and rates available.
• To speak with a loan officer directly, click here.
• Or call us at (808) 522-2000 or toll-free at 1-800-648-7136.

Below is a brief sample of our most popular rates and products.
For a full listing of rates and programs available, click here.

 


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FIXED RATE MORTGAGES

Loan Term
Call for Price Adjustments
Maximum Loan to Value
  
Interest Rate Points APR Purchase No Cash out Refinance Cash out Refinance Principal & Interest Monthly Payments based on a $100,000 loan amount
30 Years
 4.625% 1.875% 4.87% 85% 85% 80% $514.14
30 Years
 4.875% 0.125% 4.96% 85% 85% 80% $529.21
15 Years
4.000% 1.750% 4.39% 85% 85% 80% $739.69
15 Years
 4.250% 0.375% 4.43% 85% 85% 80% $752.28

The payments do not include amounts for taxes and insurance premiums; actual payment obligation will be greater. Maximum loan amount is $625,500; other rates and terms available for higher loan amounts and investors. Must be secured by residential real property located in Hawaii.

Contact our Guam Loan Center for Guam rates and terms.


HOME EQUITY CREDIT LINES

Loan Type

          
Current
APR		 Minimum
APR		 Maximum
APR
For Owner-Occupants


 6.098% 6.098% 19.00%
Investors
 6.348% 6.348% 19.00%

Rates and terms may vary based on credit history, loan-to-value ratio, financial condition of applicant, condition of collateral and whether applicant is an owner-occupant or investor. The APR may change quarterly based on the prior quarter's average of 91-day T-Bills plus a margin (4.5% for owner-occupant loans and 4.75% for investor loans), subject to the above stated minimum and maximum APRs.

Must be secured by fee simple property located in Hawaii only. Contact our Guam Mortgage Center for Guam rates and terms.

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